Your loan request,
right from your phone.
Explore potential short-term loan options through a guided mobile experience. Review every lender’s APR, fees, payment schedule, and total cost before you decide.
PaydayMoney is a referral service, not a lender. App availability, offers, terms, and funding depend on participating providers and eligibility.
Your request details
Make sure your information is correct before moving forward.
🔒 Secure connection · Review every lender disclosure
Three straightforward steps
Our service helps connect consumers with participating providers. It is free to submit a request through PaydayMoney.
Submit your request
Provide the requested contact, income, and banking information through the secure online form.
Review a potential offer
If a lender responds, read the APR, fees, payment schedule, late-payment policy, and total repayment amount.
Choose for yourself
You are never required to accept. Ask questions and compare alternatives before signing any agreement.
Transparent information matters
Short-term credit can be expensive and may not be right for every situation. A lender—not PaydayMoney—sets eligibility, rates, fees, and repayment terms.
- Confirm the lender is licensed where required in your state.
- Read the full loan agreement before agreeing.
- Understand the total cost, not only the payment amount.
- Make sure repayment fits your budget and due dates.
- Never pay an upfront fee to “guarantee” approval.
Important consumer notice
Late or missed payments may result in added charges, collection activity, or negative credit reporting, depending on the lender and applicable law. Consider lower-cost alternatives such as contacting your creditor, a credit union, a local assistance program, or a nonprofit credit counselor.
Availability: Loan products are not available in every state. The lender will provide the legally required disclosures for your location.
Designed around informed decisions
Clear role
We operate a referral service. We do not make credit decisions, issue loans, or set loan terms.
Private request
Your information may be shared with participating providers as explained in our Privacy Policy. Review it before submitting.
No acceptance obligation
A potential offer is only an option. You decide whether the lender’s terms are suitable for you.
Answers before you begin
Is PaydayMoney a lender?
No. PaydayMoney is a loan connection service. We do not approve applications, lend money, or determine rates and fees.
Does submitting a request guarantee approval?
No. Approval and funding are never guaranteed. Participating lenders independently evaluate requests under their own criteria and applicable law.
How much will a loan cost?
The cost depends on the lender, product, amount, term, your qualifications, and state law. Review the lender’s APR, finance charge, payment schedule, and total repayment amount before accepting.
Will checking options affect my credit?
A participating lender may use consumer-reporting information to evaluate your request. The type of inquiry and its credit impact can vary. Review the lender’s disclosures and ask before proceeding.
What if I cannot repay on time?
Contact the lender immediately. Extensions or payment arrangements are not guaranteed. You may also consider speaking with a nonprofit credit counselor.
Ready to check your options?
Start a secure request. There is no obligation to accept a potential offer.
Advertising disclosure: PaydayMoney may receive compensation when a visitor is connected with a participating provider. Compensation may affect which providers appear, but it does not change the terms a lender may offer. We do not represent every lender or product available in the market.
Last reviewed: August 4, 2026. Information on this page is educational and is not financial or legal advice.